About Us

Our Agency

Kinghorn Insurance has been a trusted member of the Lowcountry community since 1898. Locally owned and operated, Kinghorn Insurance Agency is dedicated to addressing the area’s Property, Automotive, Marine, Residential, Commercial needs. We are here to offer professional, personalized help for small businesses and homeowners.
Meet Our Professionals
James L. Rowe

jimmmm2James L. Rowe, an active member in business and in the community, is Senior Partner for Kinghorn Insurance Agency, LLC. Mr. Rowe is formerly President of First Southeast Insurance Services, Inc., and Kinghorn Insurance Services, Inc., (subsidiaries of First Financial Holdings), and is President of Rowe Farm, LLC. He currently serves as a director for First Financial Holdings and First Federal Bank. He is also a director for Palmetto Electric Cooperative, director for Central Electric Power Cooperative, Inc., a Commissioner for Broad Creek Public Service District, serves on the board of the South Carolina Wind and Hail Association and Hilton Head Christian Academy. He is a member and Past President of the VanLandingham Rotary Club.
Mr. Rowe has served as a director for the Hilton Head/Bluffton Chamber of Commerce and Lutheran Homes of South Carolina. He has served on various insurance company/agency councils and was the recipient of the Young Agent of the Year Award in 1984 and Hayne P. Glover Agent of the Year Award in 2001 presented by the Independent Insurance Agents and Brokers of South Carolina. He previously served two three-year terms as a director for the Independent Insurance Agents and Brokers of South Carolina. He is a charter member of Christ Lutheran Church on Hilton Head Island, SC.
William “Bill” Charles Fuge II 
billWilliam “Bill” C. Fuge II is deeply rooted in the community, and as Partner for Kinghorn Insurance Agency, LLC, he is equally ingrained in the insurance business in southern Beaufort County and the Lowcountry.  Bill is a local, born and raised in Beaufort County. He graduated from Hilton Head High School in 1993, where he played soccer 3 years. He earned his Post Graduate degree from the Hill School in Pottstown, PA in 1994, and then went on to earn his B.A. from Wofford College in Spartanburg in 1998, where he played Varsity Soccer 4 years for the Terriers. Shortly after graduation, Bill started his insurance career in 2002 with First Southeast Insurance and eventually managed all aspects of the Hilton Head Island location. He is licensed in Property and Casualty, Life and Health, and carries a South Carolina Brokers License. He served on the Big “I” young agents board, the Hilton Head Area Homebuilders Association Board as Insurance Advisor, and on various company roundtables throughout his career. In his spare time,  Bill’s hobbies include spending time with his daughter, Anna, his family,golf,  and fishing.
Evan Jeffords

evan2Evan Jeffords, a Partner with Kinghorn Insurance Agency, LLC, is experienced in both finance and  insurance in southern Beaufort County and the Lowcountry. Originally from Florence, SC, Evan attended Byrnes Academy, where he played golf, football and basketball. He graduated from the University of South Carolina in 2003 with a double major, earning degrees in Finance and Management. After working in the mortgage industry for five years, he joined BB&T/Carswell insurance in 2008.

Jeffords serves on the Board of Directors for the Vanlandingham Rotary Club and is a member of St. Andrews by the Sea. Outside of the insurance business, Evan enjoys, golf, hunting, fishing and boating. He resides on Hilton Head Island with his wife, Emily, a teacher, and son, Tripp.