OUR TEAM

Meet the team that makes up our agency.

Get to Know Us

Since the beginning, our team has been committed to serving the insurance needs of our clients. Learn more about each of us or get contact information for a specific agent below!

John Culp

James L. Rowe (Jimmy)

Senior Partner // Beaufort County

Jimmy is a 50-year resident of Hilton Head Island in South Carolina. Over his career, he has held various titles to show his skill and expertise in the industry, such as the Past director of First Financial Holdings, Inc., dba First Federal Bank, Board of the South Carolina Wind and Hail Association, and served two three-year terms as a Director for Independent Insurance Agents and Brokers of South Carolina. Furthermore, he has also been a Director for Palmetto Electric Cooperative and Central Electric Power Cooperative, Inc., Commissioner for Broad Creek Public Service District, President of Rowe Farms, LLC, Managing Partner of Tier II Real Estate Investment Trust, Partner in Sea Shack LLC and MC&F Properties, as well as Past President of the Van Landingham Rotary Club. In addition, Jimmy was a director for the Hilton Head/Bluffton Chamber of Commerce and the Lutheran Homes of South Carolina. He received the Young Agent of the Year Award in 1984 and the Hayne P. Glover Agent of the Year Award in 2001 from the Independent Insurance Agents and Brokers of South Carolina. He is also a charter member of Christ Lutheran Church on Hilton Head Island, SC, and has served on the Board of the Hilton Head Christian Academy as Treasurer for the Academy. In addition, he has been appointed to the Palmetto Economic Development Board dba South Carolina Power Team. Jimmy is married to Phyllis Jessen and has two daughters and six grandchildren.

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William “Bill” Charles Fuge II

William “Bill” Charles Fuge II

Born and raised in Beaufort County, Bill's deeply rooted in his community and the Lowcountry. He earned his B.A. from Wofford College, where he played varsity soccer for four years with the Terriers. Later, he achieved his post Graduate degree from Hill School in Pottstown, PA. Bill received a license in Property and Casualty, Life, and Health Insurance, and as a South Carolina Broker. In his spare time, he serves as an Insurance Advisor on the Hilton Head Area Home Builders Association Board. His favorite hobbies are spending time with his family, playing golf, and fishing.

John Culp

Evan Jeffords

Partner // Hilton Head

Evan is a South Carolina native born in Florence. He graduated from the University of South Carolina with a double major in Finance and Management. Evan currently serves as a Van Landingham Rotary Club member, where he served as past Treasurer and Board Member. Additionally, he is a member of St. Andrews by the Sea United Methodist Church. His wife, Emily, currently teaches in the Beaufort County public schools and was elected “Teacher of the Year.” They have two sons who attend Hilton Head IB School. In his free time, he assists in coaching several sports.

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Missy Layman

Partner // Hilton Head

Missy is a Lowcountry native who has lived in Hilton Head and Bluffton since 1972. She earned her degree from the College of Charleston and is; Collegiate athlete in basketball. In her career of 37 years, Missy specializes in Employee Benefits for large and small employers. She maintains a specialty in Medicare and represents all Life and Health insurance products. In addition, she is double-licensed in Property/Casualty and Life and Health. She is a preferred Broker for the Home Builders Association (HBA)Health Plan. Missy currently serves on the Task committee for the Home Builders Association (HBA) Health Plan as Vice Chair for Professional Women in Building of the Lowcountry (PWB) and previously served on the Blue Cross Blue Shield of SC Agent Advisory Council. Currently sits on the President’s Council for the Blue Choice Health Plan, a national, state, and local member of the Society of Human Resources (SHRM). Thoughtful leader supporting a high level of client consultation and employee engagement standards. In her free time, she enjoys spending time with her husband and two sons and playing competitive tennis with the United States Tennis Association (USTA).

John Culp

Stephanie H. Sturkie

Partner // Florence/Pee Dee Area

Stephanie is a lifelong resident of the Pee Dee area in South Carolina. She is a licensed Property and Casualty agent. Achieved AAI (Accredited Advisor of Insurance) and CIC (Certified Insurance Counselor) designations. A member of the Home Builders Association of the Greater Pee Dee, Pee Dee Realtors Association, Greater Florence Chamber of Commerce and Greater Darlington Chamber of Commerce, and Florence County Progress. She served on the Board of Directors at Maple Park and the Florence Chamber of Commerce Board. She is an Ambassador for Greater Florence Chamber of Commerce, a St. Paul United Methodist Church member, and served on the church Financial Planning Board as Chairperson of Stewardship. She enjoys spending time with her grandchildren, gardening, reading, and painting in her free time.

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R. Miles Stalvey, Jr.

Maning Partner // Charleston Area

Miles grew up along the banks of the Waccamaw River in Conway. He graduated from Wofford College with a degree in English. Miles is a licensed Property and Casualty Broker and has a Certified Insurance Counselor designation. He has served on the board of directors for several organizations, including the Maritime Association of South Carolina, the James Island Yacht Club, and the James Island Youth Soccer Club. Miles is an active member and elder of James Island Presbyterian Church. He and his wife have three wonderful young adult children. In his spare time, Miles enjoys fishing, hunting, and boating with family and friends

John Culp

Matt Ayer

Managing Partner // Charleston Area

John Culp
John Culp
John Culp
John Culp

Partners

Jimmy Rowe (Senior Partner)

Bill Fuge (Bluffton)

Evan Jeffords (Hilton Head Island)

Missy Layman (Bluffton)

Stephanie Sturkie (Florence/Pee Dee)

Miles Stalvey (Charleston)

Matt Ayer (Charleston)

Contact An Agent

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843-837-3911