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4 Thurmond Way
Bluffton, SC 29910
  • Kinghorn Watercraft Insurance

    Kinghorn Watercraft Insurance with More Options

    Kinghorn Insurance Agency, Boat InsuranceBoats and personal watercraft are big investments, but if you love being out on the water, you know they’re worth it. So protect your fun investment with coverage that’s designed with the boat lover in mind. Not with some standard coverage or add-on to your Homeowners insurance.

    Get the Boat insurance that goes beyond standard. Something that gives you the options you want, all in one package.

    Boat and Watercraft Insurance options

    Kinghorn Insurance Agency, Hilton Head Island, Bluffton, and Okatie offers a variety of industry-leading Boat insurance packages, to give you more choices and more options in the simplest way possible. Just pick the marine package that fits your lifestyle and budget, and get the coverage you want all in one.

    Marine Choice Saver Boat Insurance Package

    Perfect for the price-conscious boater who wants solid coverage at an affordable cost.

    Marine Choice Plus Boat Insurance Package

    The most popular Boat insurance package for a reason! Includes unique features like Agreed Value Settlement, Diminishing Deductible, Hurricane Haul-Out, and more. Only with Kinghorn Insurance Agency, Bluffton, Okatie, Hilton Head Island!

    Marine Choice Elite Boat Insurance Package

    For those who want the most coverage to protect their boating lifestyle. We’ve taken the “Plus Package” and added Dinghy coverage, Boat Lift and Hoist coverage, Bahamas and Mexico navigation, Tournament Fee reimbursement, Loss Forgiveness, and much more!

    Pontoon, Boat Insurance Package

    A lower-cost option for pontoon owners that provides settlement on an Actual Cash Value basis (the value of your pontoon, less any depreciation over time).

    Pontoon Elite Package is also available for those who want to make sure they have the best coverage for their pontoon. This includes many of the same features in our Marine Choice Elite package.

    Classic Boat Insurance Package

    For older boats that need essential insurance coverage at a great price.

    Classic Elite Package is also available for the proud, vintage boat owner. Built for anyone with a 26+ year old historic, collector or antique boat, who wants added coverage and benefits.

    Performance Boat Insurance Package

    For boats that were built to go fast, but may not need extra insurance coverage and features.

    Performance Elite Package is also available and provides added insurance coverage like Boat Lift and Hoist coverage, Trip Interruption (coverage for lodging, meals, transportation, etc.), Bahamas navigation and more.

    Personal Watercraft Insurance Package

    All types of personal watercraft can benefit from this package! It has several optional insurance coverage to make sure everything is insured at a great price.

    Talk to a Kinghorn Insurance Agency agent today to help find the Marine Choice boat insurance package you want.

    Types of Watercraft & Boat Insurance Coverage

    Kinghorn Insurance Agency Boat insurance packages offer a wide range of coverage options, so you can get the policy you want for your unique situation.

    Available Watercraft Insurance Boat Insurance Coverage:
    * Physical Damage
    * Personal Liability (includes pollution liability and wreck removal)
    * Medical Payments
    * Uninsured Watercraft
    * Personal Property (Kinghorn Insurance Agency offers Replacement Cost coverage standard, so you don’t have to worry about depreciation)
    * Towing and Assistance (for boat and/or trailer)
    * Trailer Coverage

    Boat Insurance coverage and features included in Plus and Elite Boat insurance packages:
    * Diminishing Deductible
    * Hurricane Haul-Out
    * Total Loss Replacement Cost
    * Depreciation Deferral

    Boat Insurance coverage and features only included in Elite Boat insurance packages:
    * Tender / Dinghy coverage
    * Boat lift
    * Enhanced Towing
    * Fishing Tournament Fee reimbursement
    * Bahamas / Mexico Waters navigation
    * Additional Pollution Liability (up to OPA limit)
    * Pet coverage
    * Trip interruption (coverage for lodging, meals, rental, and transportation costs)
    * Loss Forgiveness
    * Guaranteed Renewal

    Talk to a Kinghorn Insurance Agency agent today to choose the boat insurance options that fit your needs.

    * Insurance coverage, features, and discounts may not be available on all policies or in all states.

    Thanks to all who voted for Kinghorn Insurance Agency for the The Island Packet Reader's Choice Award For Best Insurance Agency!You can always speak to a local Kinghorn Insurance Agency agent to learn more about insurance coverage options, or talk about your other insurance coverage needs.

    If you would like a free, no obligation South Carolina insurance quote, there are many ways to obtain one! Fill out our online quote form, call us, or stop by one of our offices.

    Our Bluffton office is located between Bluffton and Hilton Head across from the Moss Creek Center at: 1544 Fording Island Rd, Hilton Head Island, SC 29926, or just click on the map to get directions.

    Our Hilton Head office is located in Shelter Cove at: 23-D Shelter Cove Lane, Hilton Head Island, SC 29928, or just click on the map to get directions.

    Contact a Kinghorn Insurance Agency Agent today at 843.837.3911 or 843.686.3911!


    • You cannot bind, alter, cancel or change coverage by email or by leaving voicemail.
    • You must speak with an authorized representative of Kinghorn Insurance Agency, LLC.
    • In case of an Emergency, please dial 911.