Employee Benefits

Coverage for the people who help your business run.

What Are Group Benefits?

Your employees are the foundation of your business. Providing them with benefits not only rewards them for their hard work, but also increases their commitment to your company. Whether you’re implementing employee benefits or looking for solutions to your current strategy, our agents can design and implement a plan that works for your company and your employees.

Group Medical Insurance

Group medical insurance offers all of the same great benefits our individual health insurance package covers. Take care of your employees by offering them the comprehensive health coverage they deserve. Rates are dependent on the number of people you choose to cover under our group medical plan.

Commercial Life Insurance

Offering life insurance for your employees is standard practice for most businesses. Providing life insurance is a great way to give back to your workers. Insurance premiums are tax-deductible, and life insurance helps contribute to employee loyalty and morale.

Group Term Life Insurance

Term Life Insurance is one of the most affordable types of insurance and provides protection in the “term” during which one pays premiums for. Group Term Life policies offer your employees guaranteed coverage for a specific amount of time or to cover specific financial obligations.

Voluntary Term Life Insurance

With voluntary benefits, an employee may choose whether to opt-in to the policies. Voluntary insurance benefits are typically self-funded plans. When offering a voluntary term life insurance plan, your employees can choose whether or not to participate in the benefit.

Group Disability Policies

Short-term Disability

Short-term disability policies typically offer 1 and 3 year benefit periods. It covers monthly debts, such as car and home payments, during your recovery period from an illness or injury.

Long-term Disability

If you become permanently disabled, long-term disability insurance can help provide income for you to pay your bills and afford necessities such as groceries.

Types of Employee Benefit Plans Offered:

  • Health Reimbursement Accounts
  • Health Savings Accounts
  • ACHRA Plans
  • Fully Insured Plans
  • Self-Funded Plans
  • Level Funded Plans
  • Reference-Based Medical Plans