Preferred Broker for Home Builders Association of South Carolina Healthcare Plan

Employee Benefits

Coverage for the people who help your business run.

What Are Group Benefits?

Your employees are the foundation of your business. Providing them with benefits not only rewards them for their hard work, but also increases their commitment to your company. Whether you’re implementing employee benefits or looking for solutions to your current strategy, our agents can design and implement a plan that works for your company and your employees.

Group Medical Insurance

Group medical insurance offers all of the same great benefits our individual health insurance package covers. Take care of your employees by offering them the comprehensive health coverage they deserve. Rates are dependent on the number of people you choose to cover under our group medical plan.

Worksite Benefits

We offer a variety of voluntary plans for employees to elect which would include benefits such as dental, vision, life insurance, disability insurance, accident plans, critical illness, cancer, and hospital Indemnity plans. With our support and consultation, employers can choose to offer a variety of plans that fits the needs of their employees.

Employee Support

In any business communication is important and our benefits team makes it a priority advocate for our members. Employee Benefits and insurance can be confusing so we offer resources and consultation to help and improve employee productivity. We do this by providing customized benefit booklets with detailed explanation, online benefit resources, Employee Assistance Programs, and place an emphasis on wellness programs and incentives.

Employee Benefit Administration

We support Business Owners and Human Resource managers to effectively manage their employee benefits by utilizing a customized benefit management system. Our online platform simplifies tasks such as new hire onboarding, online benefit enrollment, PTO management, and integration features with insurance companies and payroll vendors to ensure accuracy in data reporting and compliance.

Group Disability Policies

Short-term Disability

Short-term disability policies typically offer 1 and 3 year benefit periods. It covers monthly debts, such as car and home payments, during your recovery period from an illness or injury.

Long-term Disability

If you become permanently disabled, long-term disability insurance can help provide income for you to pay your bills and afford necessities such as groceries.

Types of Employee Benefit Plans Offered:

  • Health Reimbursement Accounts
  • Health Savings Accounts
  • ICHRA Plans
  • Fully Insured Plans
  • Self-Funded Plans
  • Level Funded Plans
  • Reference-Based Medical Plans